How PaperBack works?


Free Initial Student Loan Consultation

Learn about ways to lower student loan payments. Explore Student Loan Forgiveness Programs, Income Based Payments or Loan Consolidation. Get your questions answered by professional consultants.

Assist You with Student Loan Debt

Our qualified team analyzes the programs to find one that best fits your goals, prepares the documentation, and monitors your applications for you. We work for you—not the lender.


Manage Student Debt for Future Security

We help prepare documents and applications for the programs of your choice, we provide a strong financial planning resource, and we answer questions about your student loans.

Access our Benefits Program

Enroll in our optional Platinum Member Benefits Savings Program and receive valuable insurance, health, travel, and online shopping benefits and discounts. Platinum Members receive free access to our counselors to manage your loans over the year, including adding a loan to an existing repayment plan and documenting household size and income changes.


Make adjustments to repayment plan annually or anytime, as required, just call!

Once you have taken steps to manage your student debt, we can help you assess options that may help with other debt.

(844) 650-2274